Buying Property in San Miguel

A simple guide for first-time buyers

Proposal to Purchase (PTP)

Written offer outlining price, terms, and timeline. No funds required.

Notario Público

Government-appointed attorney verifying title and registering the deed.

Inspection

Professional review of structure, systems, and overall condition.

Closing Costs & Timeline

Approximately 5.2% of purchase price. 60-90 day timeline.

Buy/Sell Agreement

Legally binding contract defning responsibilities.

Foreign Ownership

Foreigners may hold property directly, no fideicomiso required in San Miguel

Deposit

10% earnest money deposit. Escrow fee of approximately $600 USD (shared).

Power of Attorney (Optional)

Remote closing available. Approximately $4000-60000 MXN

Required Documents

  • Passport
  • Mexican Visa
  • Proof of Address
  • Occupation & Marital Status
  • Bank Account Information
  • Power of Attorney, if applicable
  • Know Your Client forms
  • SRE Permit

After Closing

Once all documents are signed and funds are released, you will receive the keys to your new property. The Notario Público will register your deed in your name, and within 45 to 60 days, your official registered deed (escritura) will be ready for collection, along with receipts documenting your purchase price and taxes paid. Our commitment to you does not end at closing. We remain available to assist with utility setup, local service recommendations, or connecting you with trusted architects, designers, or property managers.

Why Choose Sotheby's?

Our reputation is built on trust, expertise, and results. As part of the global Sotheby's International Realty network, we provide an unparalleled marketing reach and a standard of service recognized around the world. Locally, we offer decades of combined experience navigating the San Miguel market, ensuring that each client, whether local or international, receives accurate advice, full transparency, and personal attention.

At San Miguel Sotheby's International Realty, we believe buying a home is more than a transaction. It's the beginning of a new chapter. We are honored to guide you through the process, ensuring that your transition to life in San Miguel de Allende is effortless and enjoyable.